Fast, digital-first mortgage lending with humans where it counts. Get pre-approved in 24 hours, track your loan in real time, and close faster than you thought possible.
Whether it's your first place or your fifth, there's a program engineered for the way you buy.
Down payments from 3%, competitive fixed rates, and PMI that disappears at 20% equity.
Learn more →3.5% down with flexible credit requirements. The launchpad for thousands of first-time buyers.
Learn more →Zero down, no monthly mortgage insurance, earned by your service. We handle the paperwork.
Learn more →Cut your rate, shorten your term, or unlock equity. See your break-even math before you commit.
Learn more →A short digital application — no documents needed up front. Connect your accounts securely or upload later, your call.
We price your file across dozens of lenders in real time and lock the best fit. You see every option, every fee, every trade-off.
Real-time milestones from underwriting to clear-to-close. Your loan team is one tap away the whole way up.
"Pre-approved on a Sunday night, offer accepted Tuesday, closed in 19 days. The app's milestone tracker meant I never once had to call and ask 'where are we?'"
"Refinanced and cut our payment by $340/month. The break-even calculator they sent showed exactly when the savings kick in. Zero pressure, all math."
"As a self-employed borrower I expected a nightmare. Summit had my bank statements analyzed and a real approval in two days. Unreal."
Get a personalized rate quote in minutes — no hard credit pull, no obligation, no spam.
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