Summit started with a simple observation: getting a mortgage felt slower than buying the house. Faxed documents in 2020. Voicemails that took days to return. Rate quotes that changed by the time you called back.
So we built a lending platform where the technology does the waiting, not you. Automated document analysis, real-time lender pricing, and milestone tracking you can check from your phone at midnight — paired with loan experts who pick up when it matters.
Four thousand seven hundred closings later, the model holds: speed and clarity aren't opposites. They're the whole point.
Your time matters. Pre-approvals in 24 hours, document reviews same-day, and questions answered before they become worries.
Every quote comes with every option we priced — including the ones we don't recommend, and why. You choose with full information.
Software handles the repetitive work. Licensed experts handle the judgment calls. You always know which one you're talking to.
Former fintech engineer who got a mortgage in 2019 and decided the industry needed a rebuild, not a redesign.
Sixteen years across retail and wholesale lending. Built our 24-hour pre-approval pipeline and defends it fiercely.
Specialist in self-employed and jumbo files. If your income needs a spreadsheet to explain, he's your guy.
Runs our first-time buyer program and the down payment assistance database. Explains escrow better than anyone alive.
Apply in minutes and get matched with an advisor who fits your situation — not a call queue.
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