Keystone Capital provides considered mortgage counsel to families who view a home not as a transaction, but as an inheritance. Discretion, diligence, and a banker who knows your name.
Three pillars of our residential practice, each administered with the same care we would extend to our own families.
Conventional and government-backed financing for primary residences, arranged with careful attention to rate, term, and long-term cost of capital.
Learn moreBespoke financing for significant properties, with underwriting that comprehends trusts, complex income, and multigenerational planning.
Learn moreA dispassionate review of your existing obligations. Where restructuring serves you, we act; where it does not, we say so plainly.
Learn moreA private conversation about your circumstances, objectives, and timeline. Unhurried, and entirely without obligation.
A written lending memorandum comparing suitable programs — rates, costs, and our candid recommendation, in plain language.
Your banker manages underwriting personally and attends to every detail through settlement. You are informed before you need ask.
Keystone financed our first home in 1996, our lake house in 2009, and our daughter's first home last spring. Same firm, same standards, same courtesy.
"They declined to refinance us two years ago because the numbers didn't justify it. This year the numbers did, and they called us. That is the whole story of this firm."
"Our estate purchase involved a family trust and income from three states. Keystone's memorandum anticipated every question our attorney raised."
Request a consultation or estimate your monthly obligation with our calculator. A senior banker will respond within one business day.
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