Keystone Capital was founded in 1987 on a conviction that has not required revision since: a mortgage is the largest financial commitment most families ever make, and it deserves the same care a private bank extends to its wealthiest clients.
Through the savings-and-loan crisis, the dot-com winter, 2008, and the rate shocks that followed, our practice has not changed. We lend on sound principles, we put our counsel in writing, and we tell clients the truth — including when the truth is that they should wait.
Today the second generation of Keystone bankers serves the second generation of Keystone families. We consider that symmetry our finest credential.
Our recommendation is delivered in writing, with the reasoning attached. If a loan does not serve you, we will say so — and we frequently have.
Your finances are discussed with you, your banker, and no one else. No lead lists, no marketing calls, no exceptions.
The banker who opens your file closes it — and answers the phone when you call back in five years. Relationships here are measured in decades.
Thirty-one years with the firm. Oversees the estate lending practice and still reviews every jumbo memorandum before it leaves the office.
Counsel to three generations of client families. Regarded as the firm's conscience on refinance questions — and its most frequent author of "not yet."
A veteran himself, he administers the firm's VA practice with particular pride. Handles every Certificate of Eligibility personally.
Leads the first-home counsel practice. Believes a client's first mortgage should be an education, and conducts it accordingly.
Request a consultation and one of our senior bankers will respond within a business day — personally.
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