No jargon, no junk fees, no guessing where your file is. Just a straightforward path from application to keys — with a real person on the other end of the line.
Free rate quote in minutes. No credit pull required to get started.
We quote every borrower across multiple programs and show you the math side by side. Here are the three we place most often.
Competitive rates for borrowers with solid credit and as little as 3% down. Fixed terms from 15 to 30 years, with no upfront mortgage insurance fee.
Explore conventional →Down payments from 3.5% and flexible credit guidelines make FHA a strong first step for buyers who are still building their financial profile.
Explore FHA →Trade your current rate for a better one, shorten your term, or take cash out for a renovation. We'll show you the break-even point before you commit.
Explore refinance →Most of our clients go from first call to clear-to-close in under three weeks. Here's how it works.
Answer a short set of questions online. No documents needed up front — we'll tell you exactly what we need and when.
Your loan advisor prices your file across our full lender panel and walks you through the trade-offs in plain English.
We lock your rate, manage underwriting, and keep you updated at every milestone — right up to signing day.
"I'd been told 'no' by two banks. ClearPath found a program that fit, explained why, and closed in 16 days. I still don't fully believe it happened."
"Every fee was on the table from day one. When I compared their estimate to the final numbers at closing, they matched to the dollar."
"Our advisor answered a text at 8pm the night before closing. That's the level of service. We've sent three friends already."
Run the numbers yourself with our calculator, or apply now and get a personalized quote today.