ClearPath was founded after our team spent a combined two decades inside big retail lenders — watching good borrowers get steered into whatever product paid best that quarter, buried in disclosures nobody explained.
So we built the brokerage we wished existed. One where every quote comes with the math behind it. Where "what's the catch?" gets a straight answer. Where your advisor's job is measured by how well you understand your loan, not just whether it closes.
Today we help hundreds of families a year buy, build, and refinance — and our best marketing is still a client explaining their own mortgage to a friend, correctly, from memory.
You'll never be asked to sign anything you can't explain back to us. If a document is confusing, that's our failure — and we'll fix it before moving forward.
Every recommendation comes with a written comparison: total cost, break-even point, and the trade-offs. You keep the document whether you work with us or not.
No call centers, no ticket numbers. The person who quotes your loan is the person who answers your texts the week you close.
Fifteen years in lending, and still reads every closing disclosure line by line. Believes the best compliment is "that was easier than I expected."
Specializes in first-time buyers and down payment assistance programs. Known for answering "dumb questions" like they're the smartest ones.
Runs the break-even analysis on every refi quote herself. Has talked more clients out of refinancing than into it — and is proud of that.
The reason our average clear-to-close is 12 days. Tracks every file daily and sends updates before clients think to ask.
Start an application, or run your numbers first — either way, you'll understand every step.