Mortgage Calculator — Velocity Home Loans
Payment calculator

Know your number in 60 seconds.

Principal, interest, taxes and insurance — live, as you type. No email required, no sales call triggered.

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Estimates only, not a loan offer. Actual rates and payments depend on credit profile, property, and market conditions. Excludes PMI and HOA dues.

Good to know

Three quick truths about your payment

20% down kills PMI

Put down less than 20% on a conventional loan and you'll usually pay private mortgage insurance. Hit 20% equity and it goes away.

Rate beats price (sometimes)

A half-point rate difference on a $320k loan changes your payment by roughly $100/mo. Shop the rate as hard as you shop the house.

15-year loans build equity fast

The payment is higher, but you'll pay a fraction of the lifetime interest and own your home outright in half the time.

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