Straight answers, real rates, and a team that closes on time. Get pre-approved in minutes and know exactly where you stand — no jargon, no surprises.
$425,000 home · 20% down · 30-yr fixed
Whether it's your first home or your fifth, there's a program that fits. Here's where most people start.
Competitive fixed and adjustable rates for buyers with solid credit and steady income.
Learn more →Lower down payments and flexible credit requirements — ideal for first-time and lower-down buyers.
Learn more →Zero down payment and no PMI for eligible veterans, active service members, and surviving spouses.
Learn more →Financing above conforming limits for higher-value homes, with rates that stay competitive.
Learn more →Lower your rate, shorten your term, or tap equity with a streamlined refinance built for speed.
Learn more →Down-payment assistance, grants, and guidance designed to get you into your first home faster.
Learn more →Adjust the numbers to see what your payment could look like. This is an estimate — your real rate comes after a quick application.
A few words from buyers and homeowners we've worked with recently. Read all reviews →
"We were first-time buyers and terrified. Beacon walked us through every step and closed two days early. Honestly the easiest part of the whole process."
"Refinanced and dropped my rate by almost a full point. No runaround, no surprise fees at signing. They told me exactly what to expect and delivered."
"As a VA buyer I'd been turned down twice elsewhere. Beacon got my zero-down loan approved and closed in 16 days. Can't recommend them enough."
Apply in minutes and get a real, personalized rate — with a human you can actually reach. No obligation, no credit impact to check.
Start your application