Condos, co-ops, lofts, walk-ups. We underwrite the buildings other lenders won't touch, and we close on the timelines your market demands.
Warrantable or not, we underwrite the building — HOA docs, budgets, litigation review — in-house.
DetailsSharp fixed rates from 3% down. The workhorse loan for city buyers who move fast.
DetailsLower the rate, drop PMI, or pull equity. We run the math first — no pressure after.
DetailsFive minutes online. No hard credit pull to see your numbers. A loan officer calls you the same business day.
We verify income, order the appraisal, and clear the building — HOA review handled by our own condo desk.
Average clear-to-close in 12 days. You sign, you get keys, we stay reachable after funding.
Most lenders treat a condo like a house with an elevator. It isn't. Budgets, reserves, owner-occupancy ratios, board deadlines — the building can kill a deal faster than your credit score.
Our underwriters review condo docs on day one, not week three. That's the difference between closing and losing the unit.
Meet the team"Two lenders bailed on my non-warrantable building. Metro closed it in 16 days."
"They hit a co-op board deadline everyone said was impossible. Zero drama."
"Rate was better than my bank's and the updates came before I asked for them."